If you are sued due to an accident or other
personal activity, an umbrella policy protects
your assets. A personal umbrella provides
liability coverage above the limits of your auto
and home insurance policies.
Why you may need one!
You don't have to be a millionaire to
be sued like a millionaire.
Juries don't seem to care about the ability
to pay when they award millions dollar
judgments.
Your auto insurance will protect you
only to the limits of your liability coverage.
Your homeowner's insurance will protect you
only to the limits of your liability insurance.
You might not have done anything wrong and
still be forced to pay
You can lose nearly everything you own and
still be liable to pay more out of future
earnings.
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