Bodily Injury Liability
Protects you and your assets for causing bodily injury
to others as the result of an accident, including
defense cos
Property Damage Liability
Protects you and your assets for causing damage to property of
others outside of Michigan, including defense costs.
Personal Injury Protection
PIP provides protection for bodily injury to the insured,
relatives and others. PIP coverage provides medical,
hospitalization and disability coverage.
Optional Coverages:
Comprehensive
Pays for loss or damage
to your automobile other
than by collision.
Includes loss due to
fire, theft, windstorm,
glass breakage,
vandalism or other
perils.
Collision- Limited,
Standard and Broad Form
Limited
Collision
Limited collision pays
for damages when the
driver of the insured
vehicle is less than 50%
at fault. If driver of
the insured vehicle is
more than 50% the cause
of the accident, no
payment will be made for
the collision damage.
Standard
Collision
Standard
Collision pays the
actual cash value less
your choice of
deductible. Pays for
damages to the insured
vehicle, regardless of
who is responsible for
the accident. Insured
must always pay a
deductible amount.
Broad
Form Collision
Broad
form collision pays for
damages to the insured
vehicle regardless of
who is responsible for
the accident. Deductible
is waived if the insured
vehicle is lessthan 50%
the cause of the
accident.
Limited Property Damage
Protections against
legal liability for
damage to motor vehicle,
to the extent the
damages are not covered
by other vehicles
insurance. $500(Limited
by Law)
Car
Rental Coverage
Car
rental coverage pays for
the cost of a
replacement vehicle
while the described
vehicle is being
repaired due to damage
covered under collision
or comprehensive
coverage. Coverage
limits may vary by
company.
Towing/
Road Service
Coverage for towing and
labor costs necessitated
by the disablement of
your vehicle. Coverage
limits may vary by
company.
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