Optional Coverages:
Comprehensive
Pays for loss or damage to
your automobile other than
by collision. Includes loss
due to fire, theft,
windstorm, glass breakage,
vandalism or other perils.
Collision-
Limited, Standard and Broad
Form
Limited
Collision
Limited collision pays for
damages when the driver of
the insured vehicle is less
than 50% at fault. If driver
of the insured vehicle is
more than 50% the cause of
the accident, no payment
will be made for the
collision damage.
Standard
Collision
Standard
Collision pays the actual
cash value less your choice
of deductible. Pays for
damages to the insured
vehicle, regardless of who
is responsible for the
accident. Insured must
always pay a deductible
amount.
Broad Form
Collision
Broad form
collision pays for damages
to the insured vehicle
regardless of who is
responsible for the
accident. Deductible is
waived if the insured
vehicle is lessthan 50% the
cause of the accident.
Limited
Property Damage
Protections against legal
liability for damage to
motor vehicle, to the extent
the damages are not covered
by other vehicles insurance.
$500(Limited by Law)
Car Rental
Coverage
Car rental
coverage pays for the cost
of a replacement vehicle
while the described vehicle
is being repaired due to
damage covered under
collision or comprehensive
coverage. Coverage limits
may vary by company.
Towing/ Road Service
Coverage for towing and
labor costs necessitated by
the disablement of your
vehicle. Coverage limits may
vary by company.
